Please read "Important Notes" about the contents of this page.

	Choosing a Target Date Fund Index by Ron Surz, May 2009.
	The Target Date Emperor Has No Clothes by Ron Surz, March 2009.
	Glide by Susan Trammell, CFA, published in CFA Magazine, January-February 2009.
	2010, A Fund Odyssey by Craig Israelsen, published in Financial Planning Magazine, November 2008. (To view version with color graphics, download this version.)
	What Target Date Funds Can Do ... and What They Can't by Joe Nagengast, October 23, 2008
	The Target Date Hate Debate: Placebo or Panacea, by Ron Surz, September 4, 2008
	Winners by Default by Craig L. Israelsen, published in Financial Planning Magazine, February 2008
	Letter to the Editor of The Wall Street Journal by Ronald J. Surz, February 29, 2008
	An Up Close Look at Target Date Lifecycle Funds by Ronald J. Surz, February 19, 2008
	Performance Attribution Analysis of Target Date Funds (as of December 31, 2007) by Craig L. Israelsen, Joseph C. Nagengast and Ronald J. Surz, February 6, 2008
	On Target Date Indexes by Craig L. Israelsen, published on IndexUniverse.com (www.indexuniverse.com/sections/research/11/3593.html), January 22, 2008
	Evaluating Target Date Lifecycle Funds, by Ronald J. Surz and Craig L. Israelsen, published in The Journal of Performance Measurement, Winter 2007/2008. (To view version with color graphics, download this version.)
	On Target Indexes: Summary 2007, Target Date Analytics, January 10, 2008
	The Benefits of Low Correlation: Why Low Correlations Matter for Retirement by Craig L. Israelsen, published in Journal of Indexes, November/December 2007
	Finding the Sharpshooters of Target Date Lifecycle Funds by Ronald J. Surz, December 3, 2007
	On Target Indexes: Better Benchmarks for Target Date Funds by Craig L. Israelsen, Ph.D., submitted to the Journal of Indexes, Fall 2007
	Pedaling Lifecycle Funds: Balancing the Uphill Climb to Riches with the Downhill Need to Keep Them by Ronald J. Surz, September 2007
	Missing the Target? by Craig L. Israelsen and Joseph C. Nagengast, published in Financial Planning Magazine, September 2007
	The Promise of Target Date Funds by Joseph C. Nagengast, July 2007
	Popping the Hood: An Analysis of Major Life Cycle Fund Families (as of June 30, 2005) by Joseph C. Nagengast, John Bucci, and William J. Coaker, II.
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Important Notes About the Contents of this Page
The articles posted on this page are the opinions, expressed over time, of each author. They do not necessarily reflect the collective view or official position of Target Date Analytics LLC on any given topic. These articles were written for and published in a variety of publications, newsletters, journals, magazines, newspapers, blogs, etc. Each of these publications has its own target audience with a wide range of financial sophistication and interest. As such, the articles posted below reflect the concerns and interest of those different target audiences and are not necessarily appropriate for all readers. For example, an article posted in a sophisticated financial journal may engage in an evolving, academic dialogue or interchange between opposing views of appropriate investment risk and potential return. It is expected that the positions taken in this dialogue will mature and evolve over time. Therefore, no single article posted on this page should be taken as the final conclusive position on a given topic. Readers are cautioned against using the examples reported in these articles as investment advice.
We post these articles because we believe they contribute to the global discussion taking place about appropriate and inappropriate strategies for managing assets over the several phases of investors' lives. We certainly believe the articles we post have value to this dialogue and to our reading public, and we do not mean to imply the articles posted here are not well-considered. We simply mean to caution readers against using these articles and the opinions expressed in them, for purposes other than those intended by the authors.
We encourage comments, opposing or supporting views, and questions. Readers interested in commenting on or questioning the positions taken in the articles should address their correspondence either to the specific individual or individuals responsible for the article or to tda@tdbench.com. Please be sure to reference the full name of the article in your email subject. We make every effort to respond to all such correspondence; however, due to the occasionally heavy volume we cannot promise to respond to every email.
The various publications in which these articles originally appeared have different editorial and disclosure standards. However, all readers should note that nothing in these articles should be taken as investment advice. Historical investment returns are backward looking; they reflect the past and do not indicate guarantees or even safe assumptions about future investment returns.
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